This is a great commentary Charlie Brown. And I resemble the perspective. I'm playing hooky out of my corp. job (costing out my wine lists) to read you and write back. At 64 years old I too refuse to completely act grown up. Its not that I break all the rules, I just bounce around them passionately, driving my life with new learning, experiences, challenges, and well yes, risks.
In my Life Plan for 2024 I commit to "Removing all safety devices off my life". Most of my younger friends and colleagues would wonder, given my history, "What safety features ?". My forties were a blast. I lived on Oahu, Hawaii, sold wine to restaurant and hotels on Waikiki Beach, the kids were in a Preforming Arts High School, we had interesting friends. Two decades later I fully embrace your comment of , "living a life well felt". The first line item on my Life Plan is to "Love without Limits". That my friends is the biggest risk of all, and the most delicious.